How to check my balance online?
It is so important these days to have a proper control on your money. What comes what goes needs to be tracked on a daily basis, not because we forget so easily what we spend money on but because having a constant reminder gets you in charge of your finances.
Majority of banks have very good analytics when it comes to client’s transactions but some options (example is having SMS every morning with the amount currently available) is something you can ask for and it costs almost nothing.
On a more advanced overview and graphs you can install on your mobile phone apps from your bank (majority have these days both for Android or iOS) and statistics can be checked on an hourly basis no matter where you are. Awesome right?
Some older people still consider going into the bank office something they need to do or they are accustomed to do for decades but on the long run checking their savings online (PC) or mobile can be a huge timesaver.
Of course, becoming obsessed by your finance status is not a good thing but to have the trends displayed to you in nice colors (red for spending, green for incoming) is not a bad thing. Internet banking these days is a major world force.
Just be careful where you store your passwords and usernames, try not to access your bank account when you are not sure the computer is yours and nobody has access to it. Some people can install locally on the device a keylogger and then when you are away, connect instead of you.
The solution for that is known as two factor authentication. Meaning that every time you put your username+ password you will get an extra SMS on your personal phone with a one time generated key. After using it you will be able to connect to the site without problems.
So bottom line: enjoy the online internet banking and don’t forget to check your balance on a regular basis.